Step 2: Compare Loan and Lease Payments
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We provide you with a set of tabs that show all terms on that vehicle, plus quotes
from multiple national e typically want the
lowest lease payment, but the lowest payment may not be the
correct program for you. The five-year lease almost
always has a lower payment than a three-year lease, but if
you typically trade in your vehicle every three years, then
a five-year lease would not be appropriate for you.
While monthly payments are important, the residual and
the money factor should also be taken into account. A
lease with a reasonable residual value and a lower money
factor will give you more options if you need to get out of
the lease early. On this same screen we also give you the
option of comparing our lease payments with
actual loan payments from national banks for this
vehicle. To show you all of your options, we
compare your lease payment with the loan terms equal
to your lease term, plus additional 12 and 24 month
terms. If your lease term is 48 months, then
we show you loan payments for 48, 60, 72 months.
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Step 3: Lease vs. Buy Analysis
 For those of you who really want to do their homework, we
can provide you with a comprehensive Lease Vs. Buy Analysis.
You will not find anything else like this anywhere on the
web, or even in a desktop program. While
anyone can perform this analysis, it is tailored toward
those with business use vehicles.
Enter just a few variables such as customer tax
classification and percent business use, and we generate a
detailed lease vs buy analysis from both a financial and tax
perspective. Our professional agents would be glad to give
you a detailed explanation of any of the information that
this analysis generates.
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Step 4: Fill out an Information Request
 When
you are ready to take the next step, just fill out an
Information Request, and we take care of the rest.
We will contact you to get your information and discuss
this important decision with you. Before moving
forward, we will analyze your situation to make sure that
you are making the right decision. We will apply for
credit and get you approved by a national funding source.
We can typically get you a credit decision within one
business day. Quotes are good until the end of the month,
and money factors can typically be locked in for 30 days.
We respect the privacy of our customers and your information
will not be sold or used for any promotional purposes.
View Privacy
Policy
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Policy
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Step 6: Sign Lease Contract Upon credit approval, we
will either contact your dealer, or check with our
nationwide dealer network to get you the best price.
Once all of the details are finalized we will prepare all of
the necessary documentation and overnight it to you. After
reviewing your lease documents, just sign them and return to
us in the provided prepaid overnight package. Before the
vehicle can be picked up or delivered, you will have to
provide proof of insurance meeting the following minimum
requirements:
- Liability: $100,000 / $300,000
- Property Damage: $50,000
- Collision Deductible: $500 (Maximum)
- Comprehensive Deductible: $500 (Maximum)
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Step 7: Picking up or Delivering Your Vehicle
Once the signed contracts have been received, we will pay
the dealer for the vehicle and arrange for you to pick up
the vehicle. Where appropriate, we will arrange the
shipping of your vehicle to you.
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